We aim to keep you moving

Need a car loan fast? We provide solutions for business, personal, and luxury based needs.

With rates from as low as 4.10%, why wait? Call us now on 07 3506 3690.

We understand that now, means now! To get your own car, all you need to do is apply here.

With Competitive Rates and Fast Turnaround, we will have you moving in no time.


Step 1

Fill in your details whether company or individual


Step 2

Have your bank or BAS statements and ID ready for us.


Step 3

Wait for approval.


Bad Credit? We Can Help! New Business? We Can Help! Self-Employed? We Can Help!

Sourcing the best car loans from banks or other financiers can be a difficult, time-consuming task. At MCA we understand this, and our experienced team are here to find the perfect deal for you in the quickest time possible.

Whether you need a car for business, personal, or luxury reasons, our extensive range of products from multiple lenders can meet your needs. Irrespective of the kind of vehicle you’re after, we’ll find you the greatest possible deal on car finance available in Brisbane, Melbourne, Perth, Sydney or elsewhere in the country.

Additional benefits of Mortgage Capital Australia Car Loans include:


Fast, Quality Service


Bank-beating Rates from 4.10%


Low Doc/ No Doc Loans Available


Finance 100% – no deposit loans available


No restrictions on where you can buy from – car yards, auctions, private sales


Fast pre-approvals, in most cases over the phone the same day


Loan terms from 1 to 7 years


Keep repayments low with a balloon or residual value


Peace of mind with our range of insurances and extended warranties

Low doc/ No doc Business Car Loans

Are you a new business or sole trader?
Haven’t completed your latest tax return?
No need to worry, MCA has a solution for you. We can get you a loan without financials that has a range of terms and repayment options. With loan amounts up to $200,000 with no financials contact us now for further details.

Chattel Mortgages

Chattel mortgages are the most common form of finance used for business equipment, such as cars. Under a chattel mortgage the lender takes security over the asset for the duration of the loan. Once the final business car finance payment has been made the mortgage over the item is released. For more information, Contact Us today.

Features and benefits of a Chattel Mortgage:
– Client takes ownership of vehicle at time of purchase
– If client is registered for GST they are able to claim the GST component of vehicle purchase price back in their next BAS
– Flexible loan terms from 1 to 7 years
– Flexible repayment options monthly, quarterly or yearly
– Fixed low interest rates for the term of your loan
– A residual value (balloon payment) can be used to bring down your repayments and improve cash flow

Hire Purchase

Unlike a chattel mortgage, under a hire purchase the finance company has ownership of the asset and the customer via monthly instalments leasing the equipment to them. By the end of the contract when the client has paid back the business car loan plus interest and fees, less any residual value, they take ownership of the asset from the finance company.

Features and benefits of a hire purchase:
– Client is still able to claim a tax deduction on the depreciation and interest on the loan
– Flexible loan terms from 1 to 7 years
– Flexible repayment options monthly, quarterly or yearly
– Fixed low interest rates for the term of your loan


Suite 6C, 33 Park Rd
4064 Milton QLD Australia


    Mortgage Capital of Australia
    At Mortgage Capital Australia (MCA) we strongly believe that loan products should be easy to understand, easy to access, and allow you peace of mind.